What Can I Do During AEP?

Every year from October 15th – December 7th Medicare beneficiaries have the option to change their
existing Medicare plan and enroll in a new plan.

1. Change from Original Medicare to a Medicare Advantage plan (or vice versa)
   
2. Switch from one Medicare Advantage plan to another Medicare Advantage plan
   
3. Switch from a Medicare Advantage plan that doesn't have drug coverage to one that does (or vice versa)
   
4. Join a Medicare Prescription Drug Plan (PDP)
   
5. Switch from one Prescription Drug Plan (PDP) to another PDP
   
6. Drop Medicare Prescription Drug coverage completely

Weighing costs with your health are the most important factors when deciding upon a plan. Medicare Advantage plans can change from year to year, so it’s always wise to re-evaluate your existing coverage.

You can enroll in a stand-alone Part D plan by contacting us if you choose to go with original Medicare. If you choose a Medicare Advantage plan, you’ll want one that includes a prescription drug plan (MAPD) and most of them do include drug coverage. Every plan has its own list of covered drugs (formulary). Many plans place drugs into different "tiers" on their formularies and drugs in each tier have a different cost.

We’re here to answer all your questions about AEP, and to help you select the best policy for your needs. We work with A rated carriers and our goal is to find you the most cost-effective solution, based on your health and financial situation.